Welcome to Mayline USA, LLC DBA Lending Department. By accessing or using our website, services, and online tools, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully.
Mayline USA, LLC DBA Lending Department (“Company”, “we”, “our”, “us”) offers unsecured and secured personal loan referral and lending options. We do not provide debt relief, debt settlement, debt consolidation programs, or credit repair services. Our website matches prospective borrowers with personal loan offers and structures.
By applying or using this website, you represent that you are at least 18 years of age, a legal resident of the United States, and that all information you provide is accurate, complete, and current.
All loan products, fixed interest rates, annual percentage rates (APR), and monthly payment estimates displayed on this website or during the application wizard are based on representative underwriting criteria. Actual approval, loan amounts, interest rates, and loan terms depend on individual underwriting metrics, credit checks, debt-to-income ratio, and verification of income.
By submitting your phone number and selecting the opt-in checkbox, you consent to receive recurring marketing, service, and informational text messages (SMS and MMS) from Mayline USA, LLC DBA Lending Department. Consent is not a condition of obtaining a loan. Standard message and data rates may apply. Message frequency varies based on application updates. You can reply STOP to unsubscribe at any time, or reply HELP for assistance.
Mayline USA, LLC DBA Lending Department is not liable for any direct, indirect, incidental, or consequential damages resulting from the use of, or the inability to use, our services, or from modifications made to rates, approvals, and loan disbursements by financing partners.
These terms are governed by and construed in accordance with the laws of the State of Utah, without giving effect to any principles of conflicts of law.
At Mayline USA, LLC DBA Lending Department, we value your privacy. This Privacy Policy details how we collect, use, store, and safeguard your personal information when you use our website or request personal loan qualification.
We collect personal information to provide and evaluate personal loan products, including:
We use your information exclusively for the following purposes:
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Except as stated in the 10DLC disclosure above, we do not sell or rent your personal information to third parties. We share transaction details and credit inputs only with licensed depository institutions, capital partners, and support subprocessors (such as SMS networks, CRM systems, and e-signature engines) solely to evaluate, document, and fulfill your personal loan contract.
Mayline USA, LLC DBA Lending Department does not utilize tracking cookies, retargeting pixels, or user behavior tracking technologies across our web domains. If this changes, we will update this policy and provide opt-out options.
If you reside in California, you have the right to request access to the categories of personal information we collect, request correction of errors, or request deletion of your records. Please submit CCPA requests to compliance@lendingdepartment.net.
Mayline USA, LLC DBA Lending Department adheres strictly to the Cellular Telecommunications and Internet Association (CTIA) guidelines and carrier requirements for 10-Digit Long Code (10DLC) campaign management.
Mayline USA, LLC DBA Lending Department requires consumers to provide explicit written consent prior to transmitting SMS communications. Consent is collected via an unchecked checkbox on our application wizard. Opt-in consent is linked exclusively to the brand and phone numbers registered in our TCR messaging campaign.
You may cancel SMS communications from Mayline USA, LLC DBA Lending Department at any time. Simply reply STOP to any message received. Upon receiving a STOP command, we will transmit a single confirmation message verifying your opt-out, and thereafter cease all SMS communications to that number. To resume, you must explicitly opt-in again.
For assistance, reply HELP to any SMS message or contact our helpline at 1-888-727-1815.
This Electronic Signatures (E-Sign) Consent Agreement allows Mayline USA, LLC DBA Lending Department to provide you with disclosures, notices, and agreements electronically rather than in paper format.
By submitting your details via our wizard and selecting the consent check box, you agree that:
This Data Processing Agreement governs the processing of personal data provided by the applicant (Controller) to Mayline USA, LLC DBA Lending Department (Processor) in connection with personal loan requests.
The Processor handles name, phone number, physical address, email, state of residence, and financing attributes. This processing is performed solely to evaluate loan pre-qualification and fulfill lending obligations.
The Processor implements appropriate technical and organizational measures to protect personal data from accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access. Data is stored on secure, encrypted servers.
Personal data is retained in accordance with federal and state regulations, typically 3 to 7 years following submission or termination of the loan agreement, for record-keeping and compliance purposes.